Creditor Harassment

St. Petersburg Creditor Harassment Attorneys

Are you in need of debt relief but your creditors keep harassing you? Are you receiving threatening or unwanted phone calls? Our creditor harassment lawyers can provide you with full legal assistance to deal with agencies and debt collectors who do not follow the law.

Let us help you defend your rights against abuse in St. Petersburg, Florida. Call Boss Law today and request a free, no-obligation case evaluation.

A skilled lawyer can protect you against debt collector harassment

The Fair Debt Collection Practices Act (FDCPA) is a federal statute which establishes how a debt collector can legally and appropriately deal with a consumer. This law also establishes the parameters in which a creditor can communicate with a consumer about their debts. If an agency harasses you by violating this law, in Florida you have the right to pursue sanctions against them and request a financial compensation.

You can seek compensation if a debt collector did:

  • Call you before 8:00 am or after 9:00 pm
  • Use or threaten to use violence against you
  • Inform un-exempt third parties about your debt
  • Ask you to pay more than you actually owe
  • Use profane or threatening language
  • Used an auto-dialer program to leave a computer-generated message

If a debt collector violates these boundaries, a consumer may be able to collect damages of $1,000 per violation.

Protect yourself and your family from creditors

Debt collectors must be careful not to violate your privacy when talking about your debts. They cannot just tell everyone in St. Petersburg about them, such as your neighbors, family, children and even co-workers. This is a serious violation which may entitle you to monetary damage.

Creditors cannot lie to you by wrongly advising you. For example, many consumers get told that their debt cannot be discharged even when bankruptcy is actually an option. Once again, in Florida you can pursue a civil action against them if they violate the law.

By hiring a creditor harassment lawyer to represent you, creditors cannot call you anymore. If they keep calling you even when you told them not to, you can seek proper compensation.


If a debt collector violates these boundaries, a consumer may be able to collect damages of $1,000 per violation.


The Telephone Consumer Protection Act

Many years ago, Congress passed a bill called the Telephone Consumer Protection Act (TCPA). This bill is very similar to the FDCPA and originally regulated overbearing telemarketers while establishing rules for how companies and organizations can contact consumers.

Recently however, this bill was expanded to include debt collectors. The TCPA now protects people from “auto-dialers” or computer programs that call multiple lists of people, leaving short computer-generated messages. If this has happened to you, you should send your creditor a basic cease and desist letter via certified mail. If the calls continue, speak with a consumer attorney immediately.

You may be able to sue the creditor for $500 per call and $1,500 per call if they knowingly dial a do-not-call number.

Our Legal Team can make the difference

Our team of experienced debt relief attorneys will fight with commitment and passion to defend your rights in St. Petersburg, Vero Beach, and many other regions in Florida.

Our team of specialized lawyers has more than 10 years of experience in virtually all areas of debt settlement law. Our ability to deliver and relentless dedication made us recognized by Super Lawyers®. We keep helping hundreds of clients every day as they struggle under the overwhelming burden of debt – we will stand at your side if you want.

  • Specialized experience in the debt collection field
  • Multiple office locations throughout Florida
  • We put your rights as a client first when we evaluate your options
  • Our attorneys have been recognized by Super Lawyers®
  • Free initial case evaluations with no obligation

If you keep being inundated by creditor harassment, now is the time to consult with one of our skilled attorneys. Our team has the resources and skills necessary to handle even the most complex cases and will provide you with all the necessary guidance from start to finish.

Bring your case to Boss Law or call us at (877) 310-0453 – together we can plan a strategy and tackle it head on!